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Be A Force With J-ForceDiscover The Faida Elite Insurance Plan – Let Your Money Work For You.
Find Out MoreThe earlier you start setting aside funds, the more time you have to save and create a stress-free life for the future.
Read MoreTriplex is a life insurance policy that offers survival benefits in 3 flexible intervals, catering for an uncertain future.
Read MoreRetirement should be a time to explore new passions, not to fear hospital bills. Yet private hospitals in Nairobi can charge upwards of KES 17,000 a night for a standard private room and as much as KES 39,000 for ICU care. Meanwhile, Kenya’s life expectancy now tops 67 years, meaning many citizens will enjoy two decades or more after formal work ends. Jubilee’s J-Senior Medical Cover was designed so Kenyans aged 65 and above can embrace their golden years without financial anxiety. This guide unpacks why specialized senior cover matters, details every benefit tier, and walks you through enrolment step by step.
While the Social Health Insurance Fund (SHIF) remains vital, its inpatient rebate rarely covers the full cost of private-wing treatment. Generic family policies often exclude applicants over 60 or refuse to cover pre-existing conditions discovered at that age. Seniors managing hypertension, diabetes or arthritis can be left to foot hefty bills. A senior-specific policy like J-Senior removes renewal age caps and offers chronic care after a clear waiting period, delivering genuine peace of mind.
J-Senior is Jubilee’s flagship plan for Kenyans aged 65–79 at first entry. Once you’re in, you can renew for life. Core inpatient benefits range from KES 500,000 on the Copper tier up to KES 10 million on Diamond. Optional riders include outpatient, dental, optical, and enhanced critical-illness benefits. Claims settle cash-less across more than 500 partner hospitals in Kenya, Uganda, and Tanzania.
AAR Seniors and Old Mutual’s AfyaImara match J-Senior’s KES 5–10 million limits but impose bigger ICU co-pays and longer chronic-disease waits. J-Senior includes loyalty wellness rewards and guarantees lifetime renewal, giving seniors more value for money.
Margaret, 72, fractured her hip and underwent surgery plus a 12-day stay in a private Nairobi hospital for KES 1.3 million. SHIF reimbursed KES 96,000. Her J-Senior Gold plan settled the remaining KES 1.204 million directly, and Jubilee coordinated at-home physiotherapy—Margaret paid nothing at discharge.
Enjoy your retirement without financial fear. Choose a J-Senior tier that fits your lifestyle, enrol online, and let Jubilee handle the rest. Live fully, knowing your health is protected for life.
J-Senior’s hospital network keeps expanding each year, adding mission facilities, county referral centres, and private specialists so seniors can receive treatment close to home without the stress of long travel.
Discover the paper-free convenience of instant enrollment into a comprehensive health plan for you and your family.
Read MoreChildren hold a special place in our hearts, and at Jubilee Health, we understand the importance of their well-being.
Read MoreJ Care offers you and your family the flexibility to choose from 6 levels of coverage, including our prestigious plan
Read MoreJubilee Health’s Family Physician Program, a comprehensive and personalized healthcare solution that prioritizes wellness.
Read MoreShield your loved ones from an uncertain future and any adverse financial situations.
Read MoreAn education policy is a life insurance product specially designed as a savings tool to provide an amount of money for your child’s education.
Read MoreThis fund helps fresh graduates settle into life after college by providing cash for immediate needs, such as living expenses.
Read MoreThe fund strategically puts its money into high-quality, easily convertible money market instruments.
Read MoreThe Jubilee High-Interest Deposit Fund seeks to optimize returns by investing primarily in short-term money market instruments.
Read MoreWe craft a bespoke strategy that unifies your financial goals, risk tolerance, liquidity needs, and current asset holdings.
Read MoreLooking for flexibility and easy access to your post-retirement fund? The Income Drawdown is just the solution
Read MoreSet your staff up for comfortable retirement with the Occupational Retirement Benefit scheme.
Read MoreIt is time to rethink your retirement timeline. You may think the end of your working life is a long way away,
Read MoreOur goal is to protect the things you’ve diligently worked to acquire and ensuring that your house always remains a cherished home.
Read MoreThis is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage.
Read MoreOur Travel Insurance Policy provides comprehensive regional and worldwide coverage.
Read MoreDiscover The Faida Elite Insurance Plan – Let Your Money Work For You.
Find Out MoreJ Care offers you and your family the flexibility to choose from 6 levels of coverage, including our prestigious plan.
Explore CoverageInvest in the Jubilee Money Market Fund with as little as 5,000 and earn returns up to 15.38%.
Discover PlanProvide Your Family with the Best Healthcare, Even When You’re Away.
Get PackageWe are the leading regional composite insurer, offering a diverse range of life, health, and asset management solutions to help you unlock your desired future.