Triplex is a Life Insurance Policy that offers survival benefits in thirds. The first benefit payable is equal to 25% of Sum Assured on completion of 1/3rd and 2/3rd intervals of the policy term. At the end of the policy term, the remaining 50% Sum Assured, plus accrued bonuses, becomes payable. In the unfortunate event that the Life Assured passes on during the term of the policy, the full Sum Assured plus accrued bonuses shall be payable regardless of the number of survival benefits already paid. Premiums are pre-determined at the onset, and they remain fixed throughout the term of the policy.

Why get the Triplex Cover?

  • It is suitable for individuals with long term financial needs such as house purchase but also anticipate requirement for funds relatively earlier. It helps in fulfilling those needs without terminating the contract.
  • It also allows for a single premium to protect the policyholder against the possibility of policy lapse due to non-payment of premium.
  • The policy will remain in force if you are alive and making the scheduled premium payments.

Key Benefits

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The policy will acquire cash and paid-up value after the payment of at least three full years’ premiums and after it has been in force for at least 3 years.

The minimum sum assured is KES 200,000. There is no maximum sum assured.

The minimum age at entry is 18 years and the maximum age at entry is 58 years. The maximum premium casing age is 70.

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