Introduction:
For those who lead, provide and protect, uncertainity is not an option. Planning is. You’ve built your life through discipline, intention, and smart decisions. But what happens when you’re no longer there to manage it?
Faida Maisha Insurance Plan is an investment linked life insurance plan in Kenya designed to help you protect your family while growing your wealth over time. With flexible contributions, lifelong cover, and access to your funds, it offers a structured way to secure your financial future and build a lasting legacy.
Key Benefits:
Lifelong Financial Protection
- Cover from KES 100,000 to KES 200 million
- Full payout: Life Cover + Fund Value + Last Expense
- 48-hour last expense payout support
Wealth Growth Through Investment
- Benefit from long-term compounding
- Flexible top-ups to accelerate growth
- Professionally managed funds
Flexible Contributions
- Start from KES 5,000/month
- Flexible payment options (monthly to annual)
- Premium term: 5–15 years
Access to Your Money
- Partial withdrawals after 2 years
- Up to 10% annually during premium term
- Full flexibility after maturity
Full Savings at Maturity
- Last Expense benefit
- Sum Assured
- 100% Fund Value
Built for Legacy Planning
- Ensures continuity of wealth and lifestyle
- Designed for individuals who value structure
Plan is suitable for:
- Business owners and professionals planning long-term.
- Parents and providers with dependants.
- High-income earners planning long-term.
- Available to individuals aged 18 – 65 years.
How to apply for a personalised quote:
- Request for a call back by filling the website form
- SMS ‘Maisha’ to 24464 to request callback
- Visit any of our branches country wide
- Speak to our professional Financial advisors online.
For more information see product brochure
FAQs
Absolutely. You can make flexible top-ups at any time. These additional contributions are added to your investment pot, allowing you to take advantage of compounding interest and accelerate the growth of your wealth beyond your regular monthly premiums.
Yes. The plan includes a Last Expense Benefit specifically designed to ease the financial burden on your family during difficult times. This benefit is processed and paid out within 48 hours of notification.
Even after you stop paying premiums, your Life Cover remains active. The plan is built for lifelong protection, ensuring your family is safeguarded and your legacy is preserved regardless of when the payout is eventually needed.
The plan is designed for liquidity. You can make partial withdrawals after just 2 years. During your premium payment term, you can access up to 10% of your fund value annually, and you enjoy full flexibility to access your savings once the plan reaches maturity.
Unlike traditional policies that only pay out upon death, Faida Maisha is an investment-linked plan. This means a portion of your premiums is professionally invested to grow your wealth, allowing you to access cash through partial withdrawals during your lifetime while still maintaining lifelong protection.
