For those who lead, provide and protect, uncertainity is not an option. Planning is. You’ve built your life through discipline, intention, and smart decisions. But what happens when you’re no longer there to manage it?
Faida Maisha Insurance Plan is an investment linked life insurance plan in Kenya designed to help you protect your family while growing your wealth over time. With flexible contributions, lifelong cover, and access to your funds, it offers a structured way to secure your financial future and build a lasting legacy.
Key Benefits:
Lifelong Financial Protection
- Cover from KES 100,000 to KES 200 million
- Full payout: Life Cover + Fund Value + Last Expense
- 48-hour last expense payout support
Wealth Growth Through Investment
- Benefit from long-term compounding
- Flexible top-ups to accelerate growth
- Professionally managed funds
Flexible Contributions
- Start from KES 5,000/month
- Flexible payment options (monthly to annual)
- Premium term: 5–15 years
Access to Your Money
- Partial withdrawals after 2 years
- Up to 10% annually during premium term
- Full flexibility after maturity
Full Savings at Maturity
- Last Expense benefit
- Sum Assured
- 100% Fund Value
Built for Legacy Planning
- Ensures continuity of wealth and lifestyle
- Designed for individuals who value structure
Plan is suitable for:
- Business owners and professionals planning long-term.
- Parents and providers with dependants.
- High-income earners planning long-term.
- Available to individuals aged 18 – 65 years.
How to apply for a personalised quote:
- Request for a call back by filling the website form
- SMS ‘Maisha’ to 24464 to request callback
- Visit any of our branches country wide
For more information see product brochure
FAQs
To get started, you need:
National ID
KRA PIN
You can choose a flexible premium-paying term of 5 to 15 years based on your financial goals and investment plan.
Yes. It is designed for long-term financial planning, helping you build wealth, protect your family, and create a legacy.
The Faida Maisha Insurance plan is available to individuals aged 18 to 65 years, with flexible policy terms of 5 to 15 years.
Your beneficiaries receive the full death benefit, including life insurance cover, accumulated fund value, and a last expense benefit for immediate support.
Yes. Partial withdrawals are allowed after 2 years, with flexible access to your funds while maintaining long-term investment growth.
You can start from KES 5,000 monthly or a lump sum of KES 100,000, with flexibility to increase contributions as your financial capacity grows.
Faida Maisha Insurance plan combines wealth creation and financial protection in one flexible plan, making it ideal for securing your future and protecting the continuity of your family’s wealth and lifestyle.
You make flexible contributions monthly, bi-annually, annually or a one-off deposit that are invested for growth while providing life insurance cover. Your family receives the life cover plus the accumulated fund value in case of death.
Faida Maisha Insurance plan allows you to invest regularly monthly, bi-annual, annual or one off deposit while enjoying life insurance cover. Your money grows through professionally managed investments, and in the event of death, your family receives the life cover, accumulated fund value, and a last expense benefit for immediate financial support.
Faida Maisha Insurance plan is both. It provides life insurance cover while also investing your contributions to generate long-term returns.
Faida Maisha Insurance Plan is a combined life insurance and investment plan that helps you grow your wealth while protecting your family financially in case of death.
