Nothing prepares you for the emotional and financial burden of being diagnosed with a critical illness. This is an insurance option to help you minimise financial impact on you and your family if you are diagnosed with certain critical illnesses for the first time. This benefit is available on our SME and Corporate Health Cover as a benefit option at an additional premium.
Key Features
- It provides a lumpsum payment on first diagnosis of illnesses covered, enabling you to seek treatment at the facility of your choice.
- It covers between $50,000 and $150,000 worth of expenses depending on your plan.
- It covers critical illnesses such as heart attack, stroke, coronary artery surgery, cancer, renal failure, blindness, coma, accidental brain damage, multiple sclerosis, major organ transplant and more.
Covered Illnesses
Our Critical Illness Cover offers a lump sum payment upon the first diagnosis of a defined critical illness.We have an extensive list of covered illnesses, including;- Cancer
- Heart attack
- Stroke
- Aortic surgery
- Open heart surgery including coronary artery
- Parkinsonism
- Renal/Kidney failure
- Total blindness
- Paraplegia
- Major organ transplant
Key Benefits
Affordable premiums to access to quality healthcare and financial protection
Lump sum of KES 750,000 upon first diagnosis
Comprehensive coverage for principal member and family
Financial freedom to use the payout as you see fit
Flexibility to seek treatment from facility of choice
Various hospital charges are covered, including diagnostic procedures, operation charges, ICU charges, daily visits from doctors and more.
Less than 90 day waiting period for the cover
Employees actively in service between ages 18 and 65 are eligible for cover
FAQs
Yes! You can consult doctors at our partner pharmacies or virtually through the Always With You program. It’s fast, private, and free for members.
Still have questions?
📞 Call us on 0709 949 000
📩 Email: health@jubileekenya.com
📲 Or visit: jubileeinsurance.com/ke/health
• J Care Premium: Optional dental and optical
• J Care Johari: Available as add-ons
• J Senior: Included by default
For comprehensive support and care, we recommend taking J Senior as a dedicated product for senior citizens, including parents.
Yes, selected plans like J Care Premium offer overseas treatment referrals on a credit basis. Some group plans also include emergency medical reimbursement abroad.
• Individual & family plans: Activation within 24–48 hours of payment
• Group/SME plans: Typically 7 working days after full registration and payment
Note: Some benefits are subject to waiting period. Refer to your policy document.
• National ID or passport
• KRA PIN (for principal member)
• Birth certificate for children (if applicable)
• Business registration certificate (for SME cover)
You can get covered in 3 easy steps:
1. Visit our website and choose a product.
2. Fill in your personal details.
3. Buy and pay online and get instant confirmation.
Need help? Call 0709 949 000 or SMS “HEALTH” to 40643.
👉 Buy Now
Through our Always With You program, you get much more than insurance:
• Pharmacy-based teleconsultations
• Drug delivery to your home
• Home-based care
• Mental wellness support
• 24/7 care navigation
Yes. Chronic illnesses (like diabetes or asthma) and congenital conditions are covered across most plans. Pre-existing conditions may be covered after a waiting period, typically 12 months.
Yes. Both J Care Premium, J Care Johari and CoverBora offer maternity and newborn care. Maternity includes normal delivery, C-section, and postnatal care, with newborn coverage often bundled in.
Yes! J Biz provides health insurance to businesses with at least 3 staff. We also offer JubiAfya & Group for SACCOs, chamas, and welfare organizations.
CoverBora is our most affordable inpatient-only cover—perfect for first-time buyers or anyone on a budget. It starts at KSh 6,200 per year for individuals and KSh 11,200 for families.
Absolutely. J Senior is designed for individuals aged 65+ and includes inpatient and outpatient cover, mental wellness, drug delivery, and chronic illness management—with no renewal age limit.
Yes! Children can be covered under family plans like J Care Premium and J Care Johari, or individually under J Junior for those aged 0–18 years. These plans include checkups, vaccinations, and emergency care.
We offer health insurance solutions tailored to your needs:
• J Care Premium: Comprehensive family health insurance
• J Care Johari: Budget-friendly cover for young families
• J Senior: Tailored for individuals aged 65+
• CoverBora: Inpatient-only cover starting from KSh 6,200
• JubiAfya & Group: Affordable group cover for SACCOs, chamas, and welfare groups
• J Biz: SME cover for businesses with 3+ employees
Health insurance helps you pay for medical costs from hospital bills to doctor visits, so you can focus on getting better, not the burden of unexpected expenses. At Jubilee Health, we offer flexible covers for individuals, families, seniors, and businesses.
