Can You Pay for Health Insurance in Instalments in Kenya? Yes — Here’s How
Yes. With Jubilee’s Lipa Pole Pole, you can now pay for your health insurance in smaller instalments instead of one large amount upfront. That means quality medical cover no longer has to wait until you’ve saved a lump sum, you can get protected today and pay pole pole, from as low as Kes 3,256 per month you unlock a health over for Kes200,000 inpatient and Kes 40,000 outpatient. Here’s exactly how it works.
What is Lipa Pole Pole?
Lipa Pole Pole is a flexible payment option that lets you spread the cost of your health cover over 10months instead of paying the full annual premium at once. The cover stays the same, the payments just become smaller and easier to plan for. In short: same protection, gentler on your pocket.
Why paying in instalments changes everything
For many Kenyans, the barrier to health insurance was never the desire to be covered, it was finding one large sum at one time. Lipa Pole Pole removes that barrier. Instead of waiting and saving while you remain uninsured, you can:
- Get covered immediately, rather than months from now.
- Budget easily, with smaller, predictable payments.
- Protect your family today, instead of risking a costly hospital bill while you save.
- Choose the cover you actually want, without stretching for a lump sum.
How much do you need to start?
Jubilee health cover starts from as low as KSh 25,000 a year for an individual, and with Lipa Pole Pole even that can be spread into smaller instalments (Kes 3,256). So getting started costs far less than most people expect, often less than a regular monthly expense you already manage.
Is there a plan for me? (There’s a cover for everyone)
Lipa Pole Pole applies across our range from children covers, to family comprehensive covers to parents over 65 years to SME and Corporate covers for employees. So whether you need cover for yourself, your family, your parents or your business, you can pay for it in instalments. Whatever your budget, there is a plan that fits. (See our full range of plans) : “Health Insurance for Every Kenyan”].
How to get started in 4 steps
- Choose your cover online, by USSD or through an agent.
- Select Lipa Pole Pole as your payment option.
- Pay your first instalment.
- You’re covered — and you keep paying pole pole.
Frequently asked questions
Can I really pay for health insurance monthly in Kenya?
Yes. Jubilee’s Lipa Pole Pole lets you spread your premium into smaller monthly instalments instead of paying it all at once.
Does paying in instalments cost more?
Yes — a small facilitation fee applies when you choose to pay in instalments. It’s a modest charge for the convenience of spreading your premium into smaller, manageable payments instead of paying the full amount at once.
What happens if I miss an instalment?
You’ll receive a 7-day demand notice to pay. If unpaid, you will receive another 7 days cancellation notice then your policy will be cancelled.
What’s the cheapest cover I can start with?
Cover starts from as low as KSh 25,000 a year, which you can spread with Lipa Pole Pole upto 10months
How do I sign up?
Get a quote at Buy JCare Johari Insurance , or speak to a Jubilee agent or wassup on 0709949000.