Earn Competitive US Dollar Returns with a low-risk USD investment in Kenya
The Jubilee Money Market Fund (USD) is a low-risk US Dollar investment in Kenya for investors seeking USD denominated returns, access to their money, and protection against currency movement. It is a professionally managed fund focused on short-term US Dollar opportunities in Kenya and offshore. The Fund is managed by Jubilee Asset Management, which is licensed as a Fund Manager by the Capital Markets Authority (CMA). The Fund invests in USD denominated short-term fixed and floating rate debt securities issued by sovereigns and corporates in Kenya or offshore.- Minimum investment amount: USD 100
- Current Effective Annual Yield: 5.13%
- Fund Type: USD Money Market Fund
- Investment Approach: Lower risk, short term strategy
Why consider a USD investment in Kenya?
Some individuals and businesses hold money in US Dollars because they earn in USD, pay for goods or services in USD, save for international expenses, or want to reduce reliance on one currency. A USD Money Market Fund gives you a way to keep your money in US Dollars while earning returns from a professionally managed portfolio of short-term USD investments.Who can benefit from the Jubilee Money Market Fund (USD)?
The Fund is suitable for people and organisations that want their US Dollar savings to earn returns while remaining accessible through the Fund’s withdrawal process.| For Individuals | For Businesses & Organisations |
|---|---|
| ✓ Individuals who save or receive money in US Dollars | ✓ Businesses that receive payments in US Dollars |
| ✓ High-income earners building USD investments | ✓ Importers and exporters managing USD payments |
| ✓ Saving for travel, international school fees or offshore payments | ✓ Companies holding supplier or project funds in USD |
| ✓ Investors looking to diversify beyond a single currency | ✓ NGOs and donor-funded organisations |
| ✓ Conservative investors seeking a lower-risk USD investment option | ✓ Professional firms with USD retainers or contracts |
How the Jubilee Money Market Fund (USD) works
When you invest in the Jubilee Money Market Fund (USD), your money is pooled with money from other investors. Jubilee Asset Management then invests the pooled funds in short-term USD-denominated opportunities issued by governments and companies in Kenya or offshore. The Fund earns income from these investments. Your returns depend on how much you invest, how long your money remains invested, the Fund’s performance, market conditions, and applicable fees and taxes. The Fund is designed for investors who want lower-risk USD returns, professional management, and access to their money when needed.Current Effective Annual Yield
Effective Annual Yield: 5.13% 3-month average: 1st October 2025 to 31st December 2025. Money market fund returns are not fixed and may change depending on market conditions. Please refer to the latest factsheet for the current yield, methodology, charges, portfolio details, and Fund performance. Click to view the latest Jubilee Money Market Fund (USD) FactsheetWhen can you use a USD Money Market Fund?
The Jubilee Money Market Fund (USD) can be useful when you have money in US Dollars that you do not need for immediate spending, but still want to keep accessible.How to invest
You can begin the investment process using the Invest button on the Jubilee Money Market Fund (USD) page. If you need guidance, you can request a callback and a Jubilee representative will assist you.- Click Invest to begin the application process.
- Provide the required personal, business, and verification details.
- Make your initial investment from USD 100.
- Top up when you have additional money to invest.
- Log in to monitor your investment and access account information.
FAQs
A USD Money Market Fund is an investment that pools money from investors and invests in short-term US Dollar opportunities. It is designed for people and businesses that want to earn returns on money held in US Dollars while keeping access to their funds.
One way is to invest through a USD Money Market Fund. The Jubilee Money Market Fund (USD) invests in short-term USD-denominated opportunities and allows investors to earn US Dollar returns through a professionally managed fund.
It depends on your goal. A USD savings account is useful for everyday banking and quick access. A USD Money Market Fund may be more suitable for money you want to grow through a managed investment while keeping it accessible through the Fund’s withdrawal process.
A USD fixed deposit usually holds your money for an agreed period. A USD Money Market Fund is generally more flexible because you can top up over time and access your money through the Fund’s withdrawal process. Returns on an MMF may vary with market conditions.
| USD Savings Account | USD Fixed Deposit | Jubilee Money Market Fund (USD) | |
|---|---|---|---|
| Main Use | Daily banking and transactions | Saving for an agreed period | Growing your USD investment through a professionally managed fund. |
| Return Potential | Usually modest | Fixed for the agreed term | Competitive returns that may vary based on market performance. |
| Access to Money | Usually easy | May be limited until maturity | Access through the Fund’s withdrawal process. |
| Top-ups | Usually flexible | May require a new placement | Top up anytime from USD 100. |
| Best For | Everyday USD banking | Money you can lock away | Growing your USD investment while maintaining flexibility. |
The Fund may suit individuals and businesses that hold money in US Dollars, want USD-denominated returns, and prefer a lower-risk investment approach. It can also support investors who want to reduce reliance on one currency.
Yes. Businesses that receive, hold, or make payments in US Dollars can use a USD Money Market Fund to help their money earn returns while remaining available for business needs.
It may be suitable for importers, exporters, and other businesses that manage USD payments. The Fund can help money held in US Dollars earn returns while the business prepares for supplier payments, project costs, or other commitments.
The minimum investment amount is USD 100. This makes the Fund accessible to investors who want to start with a manageable amount and grow their investment over time.
Yes. You can top up anytime from USD 100. This allows you to add to your investment whenever you have additional money available.
You can access your funds through the Fund’s withdrawal process. For the Jubilee Money Market Fund (USD), investors should refer to the latest factsheet or speak to Jubilee Asset Management for current withdrawal requirements and timelines.
No. Money Market Fund returns are not guaranteed. They may change depending on market conditions, interest rates, portfolio performance, fees, and taxes. Investors should review the latest factsheet before investing.
A USD Money Market Fund is designed as a lower-risk investment, but it is not risk-free. The Fund invests in short-term USD-denominated instruments and is professionally managed, but returns can still vary.
Currency diversification means holding money in more than one currency. For some investors, keeping part of their savings in US Dollars can help reduce reliance on Kenya Shillings and support future USD expenses.
The Fund invests in USD-denominated short-term fixed and floating rate debt securities issued by sovereigns and corporates in Kenya or offshore.
Fees, taxes, and charges can affect your final return. Investors should review the latest Jubilee Money Market Fund (USD) factsheet for current methodology, charges, and performance information before investing.
