Welcome

Through DTB Bancassurance and Jubilee Health Insurance, you get access to flexible medical covers designed for individuals, Families, SMEs, and groups. Choose the plan that matches your needs and budget, and get the confidence of knowing you're protected.

Defender Individual - Health Cover That Moves With You and Your Family

Designed for individuals and families who want reliable, all-round medical protection without complications. From everyday checkups to major treatments, this cover ensures access to quality healthcare with confidence and dignity.

  • Inpatient cover up to KSh 10M
  • Covers pre-existing, chronic, and psychiatric conditions
  • Maisha Fiti wellness program included

Defender SME - Smart, Affordable Healthcare for Growing Teams

A comprehensive medical cover crafted for businesses with 5-100 employees. Helps you care for your staff, keeping them healthy, productive, and motivated.

  • Inpatient cover up to KSh 10M
  • Covers pre-existing and congenital conditions
  • Simple onboarding for groups

JubiAfya - Healthcare That Brings Communities Together

An affordable, inclusive group medical cover made for SACCOs, welfare groups, chamas, and community organizations. Provides peace of mind through meaningful benefits without financial strain.

  • Inpatient cover from KSh 100,000 to KSh 1M per family
  • Outpatient cover up to KSh 100,000
  • Personal Accident & Last Expense included

J Senior - Health Cover that Grows With You

A comprehensive health insurance cover for individuals aged 65 and above. Built for the realities of your golden years, supporting chronic conditions and end-of-life care.

  • Inpatient cover up to KSh 10 million
  • Includes hospice care and organ transplant
  • 30-day home nursing included

J-Junior - Because Your Child Deserves the Best Care

Tailored for children aged 0-18, covering routine checkups, vaccinations, and emergency care. Access to healthcare without worrying about the bill.

  • Paediatric consultations and immunizations
  • Covers chronic conditions & congenital illnesses
  • Affordable family pricing for multiple children

CoverBora

An affordable inpatient-only plan designed to protect you from hospital bills during emergencies. Shields you without costing everything.

  • Inpatient cover up to KSh 500,000
  • Starts from just KSh 6,200 per year for individuals
  • Covers ICU, surgery, and diagnostics

J-Care - Premium Protection for Your Whole Family

The most comprehensive individual and family health cover, providing peace of mind from minor illnesses to major surgeries. Flexible options designed to grow with your family.

  • Inpatient cover up to KSh 10 million
  • Overseas treatment on credit basis
  • Annual checkups and vaccinations included