Money market fund rates in Kenya are not fixed. They change based on prevailing market conditions such as interest rates and government securities yields. To get the most accurate and up-to-date information, please refer to the latest Jubilee Money Market Fund (KES) monthly factsheets, which provides current yields and performance data. These published figures reflect actual fund performance and offer a reliable basis for comparison and decision-making.

The minimum initial investment for the Jubilee Money Market Fund (KES) is KES 100, making it highly accessible for both new and experienced investors. After the initial investment, you can grow your portfolio by making additional contributions as low as KES 100 or higher. This flexible investment structure allows you to invest at your own pace and build savings consistently over time. 

Withdrawals from the Jubilee Money Market Fund (KES) are typically processed within 48 hours after your request is approved. Once processed, funds are transferred directly to your nominated bank account or M-PESA account number, providing a convenient and reliable way to access your money. This allows you to access your funds with ease whenever you need to. 

The Jubilee Money Market Fund (KES) is designed to prioritize the safety of your money through a capital preservation strategy. It primarily invests in short-term, high-quality financial instruments in the Kenyan and offshore markets such as government securities and secure commercial papers which offer maximum security to investors. The Fund is regulated by the Capital Markets Authority (CMA) of Kenya, which provides oversight and enforces strict investment guidelines. 

Income earned within the Jubilee Money Market Fund (KES) is tax-exempt at the fund level, helping maximize overall returns. However, a 15% withholding tax is applied when income is distributed to investors. This tax is calculated only on the interest earned, not on your initial investment (principal). For example, if your investment earns KES 1,000 in interest, KES 150 is deducted as tax, and KES 850 is paid out. All applicable fees, including the Total Expense Ratio (TER), are transparently disclosed in the Fund’s monthly factsheet. 

Yes, you can easily make a top up to your Jubilee Money Market Fund (KES) using M-PESA Paybill: 4103749 and quote your investment account number. Click here to access other methods for funding your MMF account. 

1. Visit the JAMHub self-service portal: invest.jubileeinsurance.com  
2. Enter your personal details: Fill in your information accurately as required. 
3. Upload your documents: Provide identification and required verification documents. 
4. Fund your account: Deposit money via M-PESA or bank transfer. You can start with as little as KES 100.