The Jubilee Umbrella Scheme is an Occupational Umbrella Retirement Scheme for participating employers. This is an efficiently managed scheme as certain duties are centralized, thereby reducing the need for employers to become involved in complex governance, trusteeship, investment, custody, and administration issues.

The scheme provides a simple vehicle for an employer's retirement benefit arrangements, allowing employers to focus on their core business. Subscribers under the scheme effectively pay "wholesale" fees for the services offered.

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