The Jubilee Money Market Fund (KES) is a flexible, short-term investment option designed for individuals and businesses looking to earn daily interest, preserve capital, and maintain quick access to their money.

These instruments include Treasury Bills, Treasury Bonds, well-rated private commercial paper, officially approved public commercial papers, high-quality corporate bonds, as well as secure fixed and call deposits. Jubilee Asset Management ensures you get the best investments from your assets.

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Rates & Returns (KES)
• The Fund accrues returns daily, meaning your balance grows every day based on the portfolio’s performance.
• Effective Annual Yield: 3 months Average Return (1st August - 31st October 2025): 11:34%.
• Rates may change depending on market conditions, especially the performance of Treasury Bills and short-term fixed-income instruments.
• See methodology & charges → Factsheets.

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How the Fund Works

The Jubilee Money Market Fund (KES) invests in a mix of high-quality, short-term assets to balance income generation and capital preservation:
• Government securities such as Treasury Bills and Treasury Bonds.
• Diversified commercial paper from well-rated companies.
• Corporate bonds with short maturities.
• Secure fixed and call deposits placed with reputable financial institutions. All assets have a maximum duration of 13 months, which helps maintain stability.
Your investment is pooled with other investors, and returns are then shared proportionately.
Interest is accrued daily and distributed to your account monthly, improving compounding over time.
The Fund is structured to offer liquidity, making it suitable for short-term savings.

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Initial Investment Amounts & Top-Ups
• Start investing from: KES 5,000
• Add more anytime from: KES 1,000
This allows you to begin small and consistently build your investment

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Withdrawals
• Withdrawals are processed within 48 Hours.
• You can initiate a withdrawal through the JAMHub digital portal.
• Funds are paid directly to your registered bank account.
• No penalties for withdrawing. Standard fund charges apply according to the factsheet.
This makes the Fund practical for both planned and unplanned financial needs.

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Safety / Risk
• The Fund aims for capital preservation by investing in secure, short-term money-market instruments.
• The portfolio is diversified across government, corporate, and banking sectors to manage risk.
• Returns may vary depending on interest-rate movements and market dynamics.
• While the Fund uses a lower-risk strategy, returns are not guaranteed.

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Fees & Tax
• The Fund is tax-exempt at the fund level, meaning income earned within the Fund is not taxed.
• All investor distributions attract a 15% Withholding Tax, as required by law.
• The Total Expense Ratio (TER) and any applicable fees are provided in the factsheet for full transparency.

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This Fund is suitable for:
• Individuals saving for short-term goals like school fees, holidays, or upcoming expenses.
• Anyone building an emergency fund that remains accessible while earning interest.
• People who want a place to temporarily park cash while exploring other investment opportunities.
• SMEs and businesses seeking a flexible, low-volatility solution for managing operational cash.
• Investors who prefer a stable, lower-risk investment approach with daily accrual.

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