Nothing prepares you for the emotional and financial burden of being diagnosed with a critical illness. This is an insurance option to help you minimise financial impact on you and your family if you are diagnosed with certain critical illnesses for the first time. This benefit is available on our SME and Corporate Health Cover as a benefit option at an additional premium.
Key Features
- It provides a lumpsum payment on first diagnosis of illnesses covered, enabling you to seek treatment at the facility of your choice.
- It covers between $50,000 and $150,000 worth of expenses depending on your plan.
- It covers critical illnesses such as heart attack, stroke, coronary artery surgery, cancer, renal failure, blindness, coma, accidental brain damage, multiple sclerosis, major organ transplant and more.
Covered Illnesses
Our Critical Illness Cover offers a lump sum payment upon the first diagnosis of a defined critical illness.We have an extensive list of covered illnesses, including;- Cancer
- Heart attack
- Stroke
- Aortic surgery
- Open heart surgery including coronary artery
- Parkinsonism
- Renal/Kidney failure
- Total blindness
- Paraplegia
- Major organ transplant
Key Benefits
Affordable premiums to access to quality healthcare and financial protection
Lump sum of KES 750,000 upon first diagnosis
Comprehensive coverage for principal member and family
Financial freedom to use the payout as you see fit
Flexibility to seek treatment from facility of choice
Various hospital charges are covered, including diagnostic procedures, operation charges, ICU charges, daily visits from doctors and more.
Less than 90 day waiting period for the cover
Employees actively in service between ages 18 and 65 are eligible for cover
FAQs
We have a standalone cover for children between the ages of 0–17 years, which offers five flexible plans and great benefits. Children between the age of 0–18 have coverage under both J Care and J Care Johari policies, which extends to 25 years old for dependent children.
Yes, Jubilee Health offers coverage for members aged 61 –80 with the option of extending it to 85. The policy has 5 flexible plans to choose from.
Jubilee health offers insurance coverage for individuals, groups and corporate organizations. Our individual health policies depend on the budget and the age of the principal member. For further inquiries please talk to us on 0709094000.
We have four individual health insurance policies, namely, J Senior, J Care Junior, J Care, J Care Johari.
You can use your Jubilee Health cover within 30 days of receiving you membership card.
All Jubilee Health policies are comprehensive and cover a wide variety of illnesses. However, coverage for certain chronic conditions must be clearly stated in your policy document. Additionally, some conditions have a one-year waiting period. These include diabetes, heart conditions, hypertension, cancer, HIV etc. Please check your policy document for illnesses covered and their waiting periods.
These tests have a one-year waiting period, meaning you’ll be able to access them in the second year of your coverage.
For help or information regarding card loss, your insurance cover or provider, please reach our 24/7 hotline on 0709094000 or email us on Talk2ushealth@jubileekenya.com
