Your Chama is Like Family, Here’s How to Protect Them
When you think about it, your chama is more than just a savings group; it’s family.
You contribute together, celebrate milestones together, and even step in when one of you faces a challenge. From weddings to funerals, from road trips to baby showers, your chama is always there.
These are the people you trust with your money, your time, and sometimes even your deepest secrets. They celebrate your wins and hold you through your losses. A chama is built on loyalty, commitment, and the belief that together, you can achieve more than you ever could alone.
But let’s be real. What happens when one member falls seriously ill? Suddenly, the chama kitty that was meant for investments, merry-go-rounds, or even that long-awaited group holiday is drained by hospital bills. Because you care, everyone chips in, sometimes until it hurts. It’s admirable, but it can also derail the very purpose of the chama.
This is where health insurance for your chama becomes not just a good idea, but a necessity. And that’s where JubiAfya Micro Health Cover steps in.
Why Health Cover for Chamas Matters
We live in a country where medical emergencies are among the top causes of financial strain. Many families are just one hospital bill away from poverty. And when that family is part of a chama, the burden often spills over into the group.
Think about it:
- A single hospital admission can cost upwards of KES 100,000 in just a few days.
- Specialized treatment or maternity care can run into the hundreds of thousands.
- Funerals, while emotionally difficult, also come with heavy financial demands.
Without health cover, your chama kitty becomes the emergency fund of last resort. But with a proper medical cover designed for groups, you can protect your savings while ensuring every member gets the dignity of quality healthcare.
Introducing JubiAfya—Bigger Protection, Same Affordable Peace of Mind
JubiAfya Health Cover was designed with small groups, SACCOs, and chamas in mind. It recognizes that while you may not have the scale of a corporate organization, you still deserve comprehensive health protection.
Here’s what makes JubiAfya the perfect fit for your chama:
- Inpatient Cover up to KES 1M
No family should ever be overwhelmed by sudden medical costs. Whether it’s surgery, chronic illness, or emergencies, JubiAfya steps in with cover limits big enough to protect your members. - Outpatient Cover up to KES 100K
Everyday illnesses like malaria, checkups, lab tests, or counseling sessions don’t have to drain your group kitty. Members can access outpatient services without dipping into chama savings. - Stand-Alone Maternity Cover
For the young mothers in your chama, JubiAfya offers peace of mind during one of life’s most important seasons. With enhanced limits up to KES 100K, both normal and C-section deliveries are catered for. - Last Expense Cover up to KES 75K
In the unfortunate event of a loss, JubiAfya ensures families get a dignified farewell without putting the chama under financial strain. - Hospicash & Personal Accident Benefits
For members admitted to hospital, JubiAfya pays daily cash benefits. And in case of accidents, there’s cover up to KES 200K.
Medical costs are rising, and emergencies don’t give warnings. Waiting until disaster strikes is the most expensive choice your chama can make. With premiums rationalized to stay affordable, JubiAfya ensures you don’t need to be a big corporate to enjoy real health protection and what’s more you can pay in instalments.
And here’s the best part: it’s not just about covering costs, it’s about giving your chama members dignity, peace of mind, and the ability to focus on building wealth together instead of being derailed by illness.
Your chama is your second family. You wouldn’t leave your real family uninsured, so why leave your chama members exposed?
Protect your second family today with JubiAfya.
Talk to us on 0709 949 000 or request a quote on our website: JubiAfya Group Cover.