You can enhance your cover with optional rider benefits, including:

  • Total and Permanent Disability Benefit due to accident
  • Waiver of Premium Benefit
  • Hospital Cash Benefit of UGX 100,000 per night, subject to terms and conditions

J-Invest Plus offers:

  • Guaranteed maturity benefit
  • Death benefit protection
  • Policy loan facility
  • Flexible premium payment options
  • Policy terms from 5 to 20 years
  • Minimum Sum Assured of UGX 20 million
  • 30-day free-look period

Yes. The policy acquires a surrender value after it has been active for at least three years. Once a surrender value has been established, you may also qualify for a policy loan.

If the policyholder passes away during the policy term, 20% of the Sum Assured is paid to the nominated beneficiaries, helping provide financial support to loved ones during a difficult time.

If you survive to the end of your chosen policy term, you receive a guaranteed maturity benefit equal to 100% of the Sum Assured. The benefit can be paid as a lump sum or in installments, depending on your preference.

J-Invest Plus is a savings and life insurance plan that helps you build a guaranteed fund for future financial goals while also providing financial protection for your loved ones. You make regular premium payments, and at maturity, you receive 100% of the Sum Assured.