Zul Abdul

Group Chairman

Mr. Abdul joined the Board in 2014 and appointed as the Vice Chairman of the Board in 2020. At JHL, he has chaired the Board Nominating and HR Committee and the Board Audit and Compliance Committee. He is the current chairman of the Life and Health insurance subsidiaries in Kenya and he has also served on the Boards of the Health insurance subsidiaries in Uganda and Tanzania. He is the Chairman of the Jubilee Allianz general insurance companies in Mauritus and Burundi. Mr. Abdul is a seasoned businessman and has served in voluntary leadership positions in various organisations.

John Metcalf

Director

Mr. Metcalf was appointed to the Board in 2006. He has extensive international experience in the insurance industry and is currently the Head of Insurance for the Aga Khan Fund for Economic Development (AKFED). He is a Director on the Boards of the Company’s insurance subsidiaries. Before joining the Company, he was the Executive Chairman of the Allianz Group Insurance subsidiaries in Egypt. Mr. Metcalf is a Fellow of the Chartered Insurance Institute and holds a BA (Hons) in Banking Insurance & Finance from Sheffield Hallam University. Mr. Metcalf is a member of the Board Finance Committee, Board Audit & Compliance Committee, Board Nominating & HR committee and Board IT Committee.

Owen Koimburi

Director

Mr. Owen Koimburi is an Independent Non-Executive Director of the Company effective 31st March 2022. Mr. Koimburi has over 40 years of experience in audit, accounting, financial management, and capacity building to Private, Government and Public, sectors. He is the founding partner of Koimburi & Associates Certified Public accountants Kenya (now Mazars Kenya LLP). His areas of specialization are Business Restructuring, Company Administration, Consulting and Assurance. He is a Fellow of ICPAK, CPS (K) and is a licensed Insolvency Practitioner.

Akbar Poonawala

Director

Mr. Poonawala was appointed to the Jubilee Holdings Limited Board as an Independent Non-Executive Director on the 29th August 2022. He is the Co-Founder and Managing Partner of Pivot Investment Partners, New York – USA, an investment firm focused on Growth- Equity Stage FinTech and InsureTech companies. He has extensive experience in Securities, Private Equity, Investment Advisory, and strategic relationship building across the financial services sector. He was formerly a senior operating executive in the financial sector with a demonstrated record in leading and transforming financial services businesses with experience in India, UK and USA.

Rosemin Bhanji

Independent Non-Executive Director

Ms. Rosemin Bhanji was appointed to the Board on 29th May 2024. Rosemin has over 25 years of robust experience in legal, governance, risk and compliance, in the financial services sector. Rosemin is a skilled global dispute resolution expert and actively practices as a court annexed mediator for the High Court of Kenya. She is currently an Independent Non-Executive Director for Fairtrade Africa (representing 33 African countries) and chairs their Governance Committee. Additionally, she is an Independent Non-Executive Director of The Fred Hollows Foundation, a nonprofit organisation with a presence in over 28 countries with the goal of eliminating avoidable blindness and restoring eyesight. Rosemin is an Advocate of the High Court of Kenya, holds a Bachelor of Laws from the University of Nairobi, as well as a certificate in International Financial Law from the University of Oxford (UK). She has accreditation in Environmental Social Governance (ESG) and holds a Certification on
Company Direction from The Boardroom Africa -in collaboration with the Institute of Directors (UK). Rosemin is passionate about community service and serves as a volunteer in various leadership roles.

Amyn Lalji

Non-Executive Director

Mr. Amyn Lalji was appointed to the Board on 29″‘ May 2024. He is an alumni of Merchant Taylors’ School (UK) and the University of Ulster (UK) where he obtained a B.Sc. first class honours degree in Pure Physics. He subsequently went on to earn an MBA at the University of Warwick (UK). Mr Lalji is a businessman with over 35 years of experience and is the Managing Director of Kanji Lalji Limited, a privately owned company established in 1912 in Tanzania with businesses in transportation, farming and real estate sectors. He serves on the Board of Aga Khan Health Services and is the chairman of Jubilee Life Insurance Company of Tanzania Limited. He is a
member of the Association of MBAs (UK) and a Member of the Institute of Physics (UK).

Sagheer Mufti

Director

Mr. Sagheer Mufti is a seasoned professional with over 45 years of global experience, in the banking and financial services sector, including six years at Habib Bank Limited (Pakistan) and other institutions such as Abu Dhabi Islamic Bank (UAE) and CitiGroup (UK, USA, Middle East and Africa).

He brings significant expertise in enterprise management, operational excellence, digital transformation, IT, and talent management. He has successfully overseen multiple large-scale organizational transformations and led change management initiatives, driving impactful results across various institutions.

Gladys Karuri

Independent Non-Executive Director

Ms. Karuri has a distinguished career spanning over 22 years in the insurance and financial services sectors across Africa and the United Kingdom. During this period, she has held senior executive positions in leading organisations. She is currently the Chief Financial Officer of African Trade and Investment Development Insurance (Africa Multilateral). She is an Alumna of the Havard Business School Advanced Management Program 2017 (AMP 193) and Honoree of Business Insurance Women to Watch – EMEA. She holds a Master’s Degree in Business Administration from Warwick Business School, UK and a Bachelor of Arts degree in Mathematics and Economics from the University of Nairobi. She is a Certified Public Accountant CPA (K} and a member of the Institute of Certified Public Accountants of Kenya. The Board welcomes Ms. Karuri and looks forward to her valuable contribution.

Dr. Julius Kipngetich

Group CEO

Dr. Julius Kipng’etich is a scholar, speaker and a corporate guru. He has served in executive positions in both public and private sector organizations. He is currently the Regional CEO at Jubilee Holdings Limited.

Previously he has served as Chief Executive Officer of Uchumi Supermarkets Limited, Kenya Wildlife Service, Investment Promotion Centre (Keninvest) and also as the Chief Operating Officer of Equity Group Holdings Limited.

He has served in several boards including The Kenya Tourism Board and Kenya Deposit Insurance Corporation. Previously he served as a lecturer at the University of Nairobi, School of Business and double up as the Director of Student Welfare Authority (SWA).

Juan Cazcarra

Deputy Group CEO

Juan brings with him over 20 years of international executive experience in the insurance industry, having held senior roles including COO, CFO, and CRO across five countries: Spain, France, Serbia, Indonesia, and Kenya. He is highly skilled in Operations, Finance, Strategy, Innovation, Transformation, and Leadership.

Since joining Jubilee Holdings in 2021, Juan has served as Group Chief Operating Officer (GCOO), where he has overseen key functions including Finance, Strategy, Marketing, Transformation, Customer Experience, Operations, and IT across Kenya, Uganda, Tanzania, and Burundi.

He has been a key driver of operational excellence and innovation, most notably leading Changamk@, Jubilee’s transformative digital agenda that continues to redefine our approach to innovation and solidify our position as the region’s most forward-thinking insurer.

Mrs. Margaret Kipchumba

Group General Counsel and Company Secretary

Mrs. Kipchumba was appointed Company Secretary of Jubilee Holding Limited in 2014. She also serves in the same capacity in the insurance and fund management subsidiaries in Kenya and has oversight responsibility for the company secretarial function in the regional subsidiaries. Mrs. Kipchumba is an Advocate of the High Court of Kenya, a Certified Public Secretary and an accredited Governance Auditor. She is a Member of the Law Society of Kenya, the Institute of Certified Public Secretaries of Kenya and the Institute of Directors, Kenya.

Ann Karanu

Group Head - Human Resources

Ann Karanu, the Head of HR for Jubilee Holdings Ltd, exemplifies contemporary HR leadership, and her track record in the Human Resources industry is unparalleled. She has more than 21 years’ experience spanning across financial services, FMCG and government (16 of which have been in the Banking industry).

Ann is a transformational leader with a Master of Business Administration (MBA) from the United States International University (USIU), a Bachelor of Commerce from the Catholic University of Eastern Africa, and a Higher Diploma in Human Resources Management. She is also a Certified Human Resources Professional (CHRP-K) and is currently pursuing her Doctorate in Business Administration (Strategy) at USIU.

Paul Mungai

Group Head - Finance

Paul is a Business Executive with over 12 years’ experience in Finance and Commerce, working with financial services firms across countries in East Africa including Kenya, South Sudan, and Rwanda.

He holds a Bachelor of Commerce in Finance from Kenyatta University, and a Certified Public Accountant. He is currently pursuing Master of Business Administration for Business Executives at Strathmore University.

Julius Orayo

Group Chief Information Officer

Julius is the Group CIO for the group. He has over 15 years’ experience in operations, information technology and project Management.

He has been instrumental in taking the company forward in the new digital world.

Caroline Ndungu

Group Head - Marketing and Corporate Communications

Caroline is an experienced business professional who is driven to deliver sustainable business performance while nurturing lasting and mutually beneficial stakeholder relationships. With an impressive career spanning over 20 years, Caroline has held several marketing, corporate relations, and business advisory roles in leading FMCG and financial institutions.

Stella Kariuki

Group Head - Internal Audit

Stella is an experienced audit and risk management professional with over 10 years’ experience in insurance and consulting having started her career in KPMG Kenya. She is skilled in implementing strategic audit plans, optimizing operational processes, and improving internal controls through risk-based, data driven and agile audits.

She holds a Bachelor of Science Degree in Information Technology from JKUAT, a Diploma in Insurance, is a CPA-K, CISA and CIA professional with training in Insurance and Reinsurance. She is also pursuing a Master’s in Business Administration.

William Mwangi

Group Head – Risk and Compliance

Jack Njuguna

Head Of Forensic and Security Services

Eugene Otieno

Head of Strategy

Eugene joined Jubilee Holdings Ltd as the Head of Strategy in 2022. He has over 9 years’ experience in strategy execution and management consultancy. Eugene is passionate about of delivering sustainable value to customers, employees, shareholders, and communities through inclusive financial solutions. Eugene holds a Bachelor of Science degree in International Business Administration from the United States International University (USIU).

Prior to joining Jubilee Insurance, Eugene worked with East Africa’s leading financial services firms in insurance and banking where he spearheaded initiatives that drove significant organizational change and growth, marking a profound impact within the industry.

Alex Chege

Head of Project & Business Process Management