This is a type of life insurance in which a single contract covers an entire group of people. The policy owner is an employer or an entity such as a labor organization.
This insurance cover pays a lump sum in the event that a member of the scheme dies while in service of the employer or to a member of a covered affinity group. The lump sum is usually a multiple of the member’s salary or a fixed amount. Group term coverage remains in force until your employment is terminated or until the specific term of coverage ends.
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