An anticipated endowment is an endowment policy with guaranteed cash payments payable to the policy owner at regular intervals during the term of the policy.
With the anticipated endowment plan, one can accumulate funds over a period of time through making period i.e., monthly, quarterly, semi-annual or annual payments, with a goal in mind.
In addition to this, at certain intervals during the policy’s term, part of the policy accumulated benefits are paid out to the policy owner. At the end of the policy term, the remaining accumulated benefits are paid to the policy owner as a lump-sum, together with the accrued bonuses.
The product further offers life cover which is payable in the event of death at any time during the term of the policy and additional benefits such as accidental death and waiver of premium on death or disability which can be taken up at the beginning of the policy.
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