A beautiful life built by a couple must be protected at all costs. The Joint Maxlife Plan allows the discerning pair to do just that. It allows protection of two individuals, with the full value of the policy being paid once at the time of either life’s death. This is a very important policy for families where the benefits are paid on death of either the husband or the wife. It offers survival benefits equal to 25% of the sum assured on completion of 1/3rd and 2/3rd intervals of the policy term. At the end of the premium paying term, the remaining 50% sum assured plus bonuses accrued becomes payable. Upon the unfortunate death of either party, the full sum assured plus bonuses is payable.

Why get the Joint Maxlife Plan?

  • Benefits and bonuses are payable based on the sum assured and policy term chosen by the policy holder
  • Premiums are pre-determined at the onset and remain fixed throughout the term of the policy
  • Flexible policy term of either 5, 10, 15, 20 or 25 years depending on the financial plan
    On death of one of the lives covered during the premium paying term, premiums are waived for the reminder of the term.

Key Benefits

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The policy will acquire cash and paid-up value after the payment of at least 3 full years’ premiums and after it has been in force for at least three years.

The minimum sum assured is KES 200,000. There is no maximum sum assured.

The minimum age at entry is 20 years while the maximum age at entry is 55 years. The maximum premium ceasing age will however be 65 years.

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